Business Overhead Expense Insurance is specifically designed to provide business owners with money to pay their fixed expenses if the income of their business directly relies on their ability to work. If the business owner becomes sick or injured and can't work, the insurance policy will provide money to pay for expenses such as:
These plans work very similarly to a disability plan, the only major difference is that it specifically pays for business expenses instead of personal expenses.
Please see the 'Disability' page in the 'Insurance' tab to get a general idea of how Business Overhead Expense Insurance works. You can also contact me to discuss it in more detail.